Fort Lauderdale Luxury & Waterfront Homes
One of the most popular communities provided by {{page_data.agentName}}

The Most Exclusive Country Club Communities in South Florida

One of the most popular communities provided by Perfect Properties of Florida Real Estate

The Most Exclusive Country Club Communities in South Florida

About The Most Exclusive Country Club Communities in South Florida

Ultra-Luxury Golf and Country Club Living from Key Largo to Jupiter

South Florida is home to some of the most prestigious and exclusive country club communities in the United States. From private island golf enclaves in Miami to world-class golf estates in Boca Raton, Palm Beach Gardens, and Jupiter, these communities offer a lifestyle defined by luxury, privacy, championship golf, and extraordinary amenities.

Luxury country club communities throughout South Florida attract buyers seeking gated security, resort-style amenities, waterfront estates, marina access, and elite private club memberships. Many of these communities feature estate homes valued from several million dollars to well over $50 million, making them some of the most desirable residential environments in the country.

Whether a buyer is searching for championship golf, deepwater boating access, private beaches, or an active social club environment, South Florida offers a remarkable collection of luxury country club communities that combine lifestyle and real estate investment.

Below is a comprehensive guide to the most exclusive country club communities in South Florida, spanning from Key Largo through Miami, Boca Raton, Palm Beach Gardens, and Jupiter.

Luxury Country Club Communities in Miami and the Florida Keys

Indian Creek Country Club

Indian Creek Island, Miami

Indian Creek Country Club is widely regarded as one of the most exclusive residential communities in the world. Located on a private island in Miami, the community contains approximately forty estate homes surrounding a championship golf course.

The island is accessible only by a guarded bridge and maintains its own private police department, providing an exceptional level of privacy and security.

Community Highlights

Private island community with extremely limited homes

Championship golf course occupying most of the island

Private security and police department

Waterfront estate properties with large lots

Luxury Real Estate

Indian Creek homes are among the most valuable in South Florida, with properties frequently selling for $30 million to more than $100 million.

Lifestyle

Residents enjoy extraordinary privacy while remaining minutes from Bal Harbour Shops, Miami Beach, and world-class dining.

Fisher Island Club

Miami Beach

Fisher Island Club is one of the most prestigious private club communities in South Florida. Accessible only by ferry, yacht, or helicopter, the island provides a secluded luxury lifestyle just minutes from Miami Beach.

Community Highlights

Private island access

Championship golf course

Private beach club

Luxury marina and yacht facilities

World-class tennis center

Spa and wellness facilities

Luxury Real Estate

Luxury condominiums and waterfront residences typically range from $3 million to over $40 million.

Lifestyle

Residents enjoy a resort-style lifestyle with concierge services, private beaches, and exceptional amenities.

Ocean Reef Club

Key Largo

Ocean Reef Club is one of the most unique private club communities in the United States. Located in Key Largo, the community spans over 2,500 acres and offers a fully private lifestyle centered around golf, boating, and social experiences.

Community Highlights

Two championship golf courses

Private airport

Deepwater marina

Private beach club

Multiple restaurants and social venues

Tennis and fitness facilities

Luxury Real Estate

Ocean Reef homes typically range from $3 million to more than $20 million depending on waterfront access and location.

Lifestyle

Residents enjoy a private resort environment featuring boating, fishing, golf, and a vibrant social club atmosphere.

Exclusive Country Club Communities in Boca Raton and Delray Beach

Royal Palm Yacht & Country Club

Boca Raton

Royal Palm Yacht & Country Club is one of Boca Raton’s most prestigious residential communities, combining luxury golf living with deepwater yacht access.

Community Highlights

Jack Nicklaus signature golf course

Private yacht basin marina

Luxury clubhouse

Deepwater dockage for large vessels

Luxury Real Estate

Luxury estates typically range from $5 million to more than $40 million.

Lifestyle

Residents enjoy a prestigious Boca Raton address just minutes from beaches, Mizner Park, and luxury shopping.

St Andrews Country Club

Boca Raton

St Andrews Country Club is widely considered one of the premier private club communities in Boca Raton.

Community Highlights

36 holes of championship golf

Luxury clubhouse and spa

Extensive tennis facilities

Fine dining and social events

Luxury Real Estate

Homes typically range from $2 million to $15 million.

Addison Reserve Country Club

Delray Beach

Addison Reserve is one of the most respected private country club communities in South Florida and has received numerous national awards for its amenities and service.

Community Highlights

27 holes of championship golf

Luxury clubhouse and spa

Tennis complex and fitness center

Luxury Real Estate

Homes typically range from $1.5 million to $8 million.

Boca West Country Club

Boca Raton

Boca West Country Club is one of the largest and most well-known private club communities in South Florida.

Community Highlights

Four championship golf courses

Massive clubhouse and spa

Extensive tennis and fitness facilities

Luxury Real Estate

Homes range from approximately $700,000 to over $6 million.

Broken Sound Club

Boca Raton

Broken Sound Club is known for its active luxury lifestyle and high-end amenities.

Community Highlights

Two championship golf courses

Luxury clubhouse and wellness facilities

Tennis and pickleball center

Luxury Real Estate

Homes typically range from $1 million to $5 million.

Luxury Golf Communities in Palm Beach Gardens

Old Palm Golf Club

Palm Beach Gardens

Old Palm Golf Club is one of the most luxurious golf communities in Palm Beach County and is known for its concierge-level service and world-class practice facilities.

Community Highlights

Raymond Floyd designed golf course

Luxury clubhouse and spa

State-of-the-art practice facilities

Luxury Real Estate

Homes typically range from $4 million to $20 million.

Frenchman’s Creek Beach & Country Club

Palm Beach Gardens

Frenchman’s Creek is unique because it offers both a private golf club and a private beach club.

Community Highlights

Two championship golf courses

Private beach club

Luxury clubhouse

Tennis and wellness facilities

Luxury Real Estate

Homes typically range from $2 million to $10 million.

Mirasol Country Club

Palm Beach Gardens

Mirasol Country Club is one of the most desirable golf communities in Palm Beach Gardens.

Community Highlights

Two championship golf courses

Luxury clubhouse and spa

Tennis and fitness complex

Luxury Real Estate

Homes typically range from $1.5 million to $7 million.

BallenIsles Country Club

Palm Beach Gardens

BallenIsles is a well-established luxury club community with a rich golf tradition.

Community Highlights

Three championship golf courses

Luxury clubhouse and spa

Extensive tennis facilities

Luxury Real Estate

Homes typically range from $1 million to $6 million.

Exclusive Golf Communities in Jupiter

The Bear’s Club

Jupiter

Founded by golf legend Jack Nicklaus, The Bear’s Club is one of the most prestigious golf communities in the United States.

Community Highlights

Jack Nicklaus signature golf course

Ultra-private membership

Luxury clubhouse

Large estate homes

Luxury Real Estate

Homes often range from $10 million to $30 million.

Admirals Cove

Jupiter

Admirals Cove is one of Jupiter’s most desirable luxury communities.

Community Highlights

45 holes of championship golf

Private marina

Luxury waterfront estates

Jupiter Hills Club

Tequesta

Jupiter Hills Club is one of the most respected private golf clubs in Florida.

Community Highlights

Two championship golf courses

Extremely private membership

Classic clubhouse

The Loxahatchee Club

Jupiter

The Loxahatchee Club is a boutique golf community centered around a Jack Nicklaus Signature golf course.

Jonathan’s Landing

Jupiter

Jonathan’s Landing is one of Jupiter’s most established private club communities.

Jupiter Country Club

Jupiter

Jupiter Country Club is a luxury golf community built around a Greg Norman signature golf course.

Why Buyers Choose Country Club Communities in South Florida

Luxury country club communities offer far more than golf.

Privacy and Security

Most communities feature gated access and private security.

Championship Golf

Many courses were designed by legendary architects including Jack Nicklaus, Tom Fazio, Greg Norman, and Raymond Floyd.

Resort-Style Amenities

Luxury clubhouses, spas, fitness centers, tennis facilities, and fine dining create a full resort lifestyle.

Waterfront Living

Several communities combine golf with deepwater marina access.

Strong Property Values

Limited inventory and strong demand support long-term property appreciation.

Frequently Asked Questions About Luxury Country Club Communities

What are the most exclusive country club communities in South Florida?

Some of the most exclusive communities include Indian Creek Country Club, Fisher Island Club, Ocean Reef Club, The Bear’s Club, Royal Palm Yacht & Country Club, Sailfish Point, Jupiter Hills Club, and Old Palm Golf Club.

Which South Florida communities offer golf and boating?

Admirals Cove, Sailfish Point, Ocean Reef Club, Fisher Island, and Royal Palm Yacht & Country Club offer both golf and marina access.

What are the most prestigious country club communities in Palm Beach County?

The Bear’s Club, Old Palm Golf Club, Admirals Cove, Frenchman’s Creek, Loxahatchee Club, Mirasol, and BallenIsles are among the most prestigious.

Explore Luxury Country Club Homes in South Florida

South Florida’s luxury country club communities offer some of the most prestigious residential environments in the United States.

From the ultra-exclusive estates of Indian Creek and Fisher Island to the legendary golf communities of Palm Beach Gardens and Jupiter, South Florida offers extraordinary options for buyers seeking private club lifestyles.

Working with an experienced South Florida luxury broker can help buyers navigate club memberships, community culture, and real estate opportunities that are often not publicly marketed.

One of the most popular communities provided by Perfect Properties of Florida Real Estate
26,840
# of Listings
2
Avg # of Bedrooms
$572
Avg. $ / Sq.Ft.
$1,330,129
Med. List Price

Browse The Most Exclusive Country Club Communities in South Florida Real Estate Listings

All listings

Under $250,000

$250,000 - $500,000

$500,000 - $1M

$1M - $3M

$3M - $5M

Over $5M

7696 Properties Found. Page 421 of 514.

VICTORIA PARK MOVE IN READY! FULLY UPDATED 2 BEDROOM / 2 BATHROOM, 1-STORY HOME IN FORT LAUDERDALE. OFFERING MODERN FINISHES AND EFFORTLESS LIVING. THIS RENOVATED HOME FEATURES A BRAND NEW KITCHEN WITH QUARTZ COUNTERTOPS, NEW CABINETRY, STAINLESS STEEL APPLIANCES, AND DESIGNER FINISHES. BOTH BATHROOMS HAVE BEEN FULLY REMODELED WITH FRAMELESS GLASS, CONTEMPORARY TILE, NEW VANITIES, UPDATED PLUMBING FIXTURES, AND MODERN LIGHTING THOUGHOUT. ADDITIONAL UPGRADES INCLUDE 1 YR OLD AC UNIT, NEW IMPACT DOOR, GAS WATER-HEATER, NEW ELECTRICAL PANEL, UPDATED ELECTRICAL, NEW PRIMARY CLOSET, NEW FLOORING, NEW BASEBOARDS, CUSTOM WINDOW TREATMENTS, AND THE CONVENIENCE OF NEWLY ADDED IN-UNIT LAUNDRY WASHER-DRYER. THIS SPACIOUS LAYOUT OPENS TO PRIVATE PATIO, PERFECT FOR RELAXING OR ENTERTAINING. ENJOY FULLY FENCED BACKYARD, LOW MAINTENANCE NEW TURF AND CONVENIENCE OF 2 ASSIGNED PARKING SPACES. IDEALLY LOCATED NEAR SUNRISE AND FEDERAL HWY WALKING DISTANCE TO SHOPPING, DINING, HOLIDAY PARK, AND 1-95 ACCESS. A TRUE TURNKEY OPPORTUNITY.
#A12052577

Fort Lauderdale

809 NE 17th Ave 4

2 Beds

2 Baths

850 Sq.Ft.

$295,000

MLS#: A12052577

FULLY RENOVATED MID - CENTURY MIAMI, MODERN UNIT. DELIGHTFUL OPEN CITY VIEWS OF BEACH AREA. SPACIOUS SUNNY SOUTH FACING LIVING ROOM with BALCONY ACCESS. BRAND NEW TRULY "OPEN PLAN KITCHEN" with HUGE CORIAN COUNTERS & ABUNDANT MODERN CABINETS. BUILT IN MICROWAVE/CONVECTION OVEN, GLASS COOKTOP, BUILT IN REFRIGERATOR & DISHWASHER, LUXURY MARBLE FLOORS & BASE BOARDS & SMOOTH CEILINGS, AND NEW LIGHTING THRU - OUT LIVING AREAS. DESIGNER BATH WITH RARE SALMON COLOR ONYX CUSTOM COUNTERTOP & VANITY BASE WITH HUGE DRAWERS. AMPLE CLOSETS IN BEDROOM & SLIDING GLASS DOOR TO BALCONY. TWO BIG BONUSES WITH THIS UNIT: ON SITE DEDICATED PARKING, ONE BLOCK TO OCEAN & BEACH. CALL LISTING AGENT.
#A11967874

Miami Beach

8000 Harding Ave 4B

1 Beds

1 Baths

750 Sq.Ft.

$295,000

MLS#: A11967874

Spectacular high-floor studio residence in the iconic Opera Tower with panoramic Biscayne Bay and Miami skyline views. Bright and open floor plan features a private balcony perfect for enjoying gorgeous sunrises and city lights. Located in the heart of Edgewater directly across from Margaret Pace Park with waterfront green space, walking paths and dog park. Residents enjoy resort-style amenities including a state-of-the-art fitness center, oversized pool with whirlpool spa, and full-service lobby. Prime location minutes to Wynwood, the Design District and Adrienne Arsht Center.
#A11967187

Miami

1750 N Bayshore Dr 4507

None Beds

1 Baths

508 Sq.Ft.

$295,000

MLS#: A11967187

Price reduced
LIVE THE AVENTURA LIFESTYLE! Welcome to Del Prado, one of Aventura’s most sought-after waterfront communities! This spacious and airy 2BR/2BA residence offers the perfect blend of luxury, convenience, and resort-style living in the heart of Aventura with 2 Assigned parking spots! Featuring high-end finishes, an expansive layout, and a private balcony with beautiful views of the bay, tennis courts, and pool area, this residence captures the best of South Florida living. Enjoy an unmatched amenity package including 2 sparkling pools, fitness center, tennis & pickleball courts, on-site parking services, convenience store, beauty salon, and access to the community marina (slips available separately). Everything you need is right at your doorstep! Perfectly positioned just off US-1, minutes to I-95, the beaches, Brightline station, world-class shopping at Aventura Mall, top-rated schools, restaurants, entertainment, and everything Aventura has to offer. Whether you’re looking for a primary residence, vacation home, or investment opportunity, this is your chance to own in one of Aventura’s most coveted communities. Location, lifestyle, and views — this one has it all!
#A12023808

Aventura

18041 Biscayne Blvd 702

2 Beds

2 Baths

1,251 Sq.Ft.

$295,000

MLS#: A12023808

Price reduced
Spacious corner townhouse with 3 bedrooms, 2 bathrooms, and a practical den/office. Floors and kitchen have been completely renovated recently with modern finishes; open-plan kitchen equipped with integrated appliances. Bright living room, generous spaces, and a well-designed layout. Private patio/terrace and two parking spaces. Quiet, well-connected area close to amenities, schools, and public transport.
#A12062099

Homestead

28393 SW 140th Pl

3 Beds

2 Baths

1,200 Sq.Ft.

$295,000

MLS#: A12062099

Price reduced
Don’t Miss This Opportunity! Spacious and bright 2BD/2BA condo in the heart of Hallandale Beach, Brand New AC, fully move-in ready! Featuring a modern open layout, large private balcony, and brand-new stainless-steel appliances. The unit has been tastefully remodeled, showcasing elegant New bathrooms with stylish finishes and contemporary details. Enjoy resort-style amenities including a sparkling pool with canal views, updated fitness center, party room, and laundry facilities on every floor. One assigned parking space included. Unbeatable location — just minutes from the beach, Gulfstream Park, shopping, banks, and restaurants. Best line, best price! Can be rented immediately
#A11897014

Hallandale Beach

401 Golden Isles Dr 304

2 Beds

2 Baths

1,500 Sq.Ft.

$295,000

MLS#: A11897014

Price reduced
Spacious 2BR/2BA condo in Plaza of the Americas, located near the beach and Aventura Mall. Gated community with 24/7 security, heated pool, jacuzzi, tennis and basketball courts, gym, sauna, BBQ areas, party room, jogging path, covered and guest parking, laundry on each floor, and community shuttle. Functional layout with natural light and a private balcony. Conveniently close to shopping, dining, grocery stores, parks, playgrounds, houses of worship, and major highways. Located near A-rated schools. Centrally positioned between Miami and Fort Lauderdale and near two major airports, offering unmatched access to everything South Florida has to offer. Perfect for full-time living, seasonal use, or investment in a prime location.
#A11808435

Sunny Isles Beach

16919 N Bay Rd 521

2 Beds

2 Baths

894 Sq.Ft.

$295,000

MLS#: A11808435

New on site 2 days ago
Located on the first floor! Beautifully updated 2-bedroom, 2-bath condo in the highly desirable West Fontaine community! This move-in ready residence features a modern kitchen with updated pine wood cabinetry and newer stainless steel appliances, beautifully renovated bathrooms (less than two years old), a tankless water heater, and stylish zebra blinds throughout. The open living and dining areas provide a comfortable and functional layout, while the in-unit washer and dryer add everyday convenience. Hurricane impact windows and modern custom interior doors. Enjoy the security and amenities including 24-hour guarded entry, a sparkling swimming pool, tennis and racquetball courts, and beautifully maintained common areas. Ideally located just minutes from the Dolphin Mall, International Mall, FIU, Miami International Airport, major expressways (836, Turnpike, and Palmetto), shopping, dining, and entertainment, offering easy access to everything Miami has to offer. Perfect for homeowners or investors looking for a centrally located, updated property. Make your appointment today
#A12066706

Miami

10245 NW 9th St Cir 102-9

2 Beds

2 Baths

1,000 Sq.Ft.

$295,000

MLS#: A12066706

Spacious and updated 2/2 corner unit in Cutler Bay with a wonderful lake view. Unit includes an in-unit washer and dryer, recently painted, stainless-steel appliances, kitchen cabinets, quartz countertop, modern vanity in the bathrooms. Unit is located in a gated community, one assigned parking space, visitors' parking spaces, swimming pool, tennis court, barbecue area, gym, laundry facility and clubhouse. The association includes water, waste, and maintenance of the common areas. Great location east of Old Cutler Rd. close to Lakes by the Bay Park, Black Point Marina, supermarket, restaurants, and banks, Complex is being totally painted, new roof. This home is ideal for investors, retirees, or first-time buyers.
#A11501444

Cutler Bay

8260 SW 210th St 220

2 Beds

2 Baths

980 Sq.Ft.

$295,000

MLS#: A11501444

Bright and spacious 1-bedroom, 1-bath unit just two blocks from the beach! Features include laminate wood flooring and an updated kitchen. Enjoy resort-style amenities such as a stunning rooftop pool, fully equipped gym, and 24-hour front desk/security. Prime location within walking distance to restaurants, supermarkets, and shops. Tenant occupied. Ideal for investors, second-home buyers, or end-users. Lease includes a 45-day mutual termination clause (landlord or tenant may cancel with 45 days written notice).
#A11968582

Miami Beach

401 69 ST 411

1 Beds

1 Baths

905 Sq.Ft.

$295,000

MLS#: A11968582

Welcome to one of the best values in Coronado! This 2-bedroom, 2-bath residence is centrally located in the heart of Aventura with picturesque views of the Aventura Golf Course. Enjoy close proximity to Aventura Mall, Whole Foods, PetSmart, Target, Waterways Shops & Marina, Publix, kosher supermarkets, the beach, restaurants, and more. Freshly painted and filled with natural light, the unit features an expansive living and dining area that extends to the balcony, with the kitchen just off the main space. Both bedrooms offer en suite baths and golf course views. Amenities are open and operating, including the reopened pool and upgraded gym. Includes 1 storage unit, 1 assigned garage space, and 1 guest space.
#A11952822

Aventura

20379 W Country Club Dr 532

2 Beds

2 Baths

1,157 Sq.Ft.

$295,000

MLS#: A11952822

Welcome to this stunning and meticulously maintained townhouse in the exclusive Lovins Townhouse Condo community one of only 21 residences and the only unit currently available. This beautifully upgraded home features brand new flooring installed in 2024, in-unit washer/dryer, gorgeous Calacatta countertops and backsplash, fully remodele bathrooms, and a modern kitchen equipped with stainless steel appliances. Additional highlights include zebra blinds throughout, baseboards, and impact windows for complete peace of mind. Outside, enjoy your own private backyard perfect for relaxing or entertaining — along with 2 assigned parking spaces and generous storage throughout. The HOA covers water, roof maintenance, and exterior insurance, making ownership truly hassle-free. Located in a highly sought-after community with A-rated schools and unbeatable convenience — just minutes from shopping malls, restaurants, grocery stores, public transportation, hospitals, and more. No rental restrictions, all ages welcome, investor friendly and pet friendly. A rare opportunity in this intimate community — don't miss it!
#A11996225

Coral Springs

4155 Coral Springs Dr 4155

2 Beds

1 Baths

1,190 Sq.Ft.

$295,000

MLS#: A11996225

KENDALL Acress West Condo unit featuring and spacious first-floor 1-bedroom, 1.5-bath condo with a walk-i n closet, remodeled kitchen and bathrooms, modern appliances, laundry room space, and a relaxing terrace. Features and Amenities: · Assigned parking space directly in front of the unit, plus ample guest parking. · Access to a clubhouse, gym, sauna, two swimming pools, and tennis courts. · Located near restaurants, Dadeland Mall, schools, the Palmetto Expressway, and the Turnpike Property has an additional Special assesment of $186.83 per months
#A12037241

Miami

8401 SW 107th Ave 176E

1 Beds

1 Baths

1,067 Sq.Ft.

$295,000

MLS#: A12037241

Development Opportunity. Call listing agent for more details.
#A11930104

Fort Lauderdale

633 NW 14th Ter

None Beds

None Baths

0.17 acres

$295,000

MLS#: A11930104

Rare opportunity in Los Arboles Condominium! This spacious 3-bedroom, 2-bathroom first-floor unit offers 1,260 sq ft of living area, a layout that is rarely available in the community. The property features modern finishes with tile flooring throughout, an updated kitchen with stainless steel appliances, and a bright open living and dining area. Enjoy a private terrace, perfect for relaxing or entertaining. The unit includes two assigned parking spaces, adding extra convenience for owners or tenants. Currently occupied by a long-term excellent tenant, making it a great opportunity for both investors and end users. Ideally located in the heart of Hialeah, close to major highways, shopping, restaurants, and everyday conveniences. WATER is included on the HOA, 40year inspection pass 2023 no assessment & condo have reserve
#A11984225

Hialeah

1900 W 68th St F104

3 Beds

2 Baths

1,260 Sq.Ft.

$295,000

MLS#: A11984225

1 ... 419 420 421 422 423 ... 514
Buyers resources
7 Reasons to Work with a Realtor
7 Principles For Home Buying Success
Getting a Mortgage To Buy a Home
Home Hazards Awareness
Key Items For Home Inspection
Questions When Buying a Condo
Questions When Choosing a Realtor
Sellers resources
8 Reasons to Work with a Realtor
Calculating Capital Gains
Checklist for Better Showing
Cleaning Home For Sale
Improving Odds Of an Offer
Preparing Home for photoshoot
Selling Your Home for More $$

properties found. properties found. Page of .

- property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Perfect Properties of Florida Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

I agree to receive communications and understand I can unsubscribe at any time.

I agree to be contacted by Perfect Properties of Florida Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.

Privacy Policy Terms of Service